Skip to main content Skip to secondary navigation

Health Insurance Marketplace Notice

Main content start

The Health Insurance Marketplace (“health insurance exchange”) was created in conjunction with the Affordable Care Act (ACA) to ensure that everyone has access to affordable health insurance. The Marketplace is an option for someone who does not have employer-provided health coverage or for someone who chooses not to enroll in employer-provided health coverage.

Why am I receiving this notice?

This notice provides you with information about the Health Insurance Marketplace and where you can access more information about health plans offered to you by either your state or the U.S. Department of Health and Human Services.

Stanford University is required to send this notice to every employee to comply with rules under the federal ACA.

What do I need to do?

You’re currently eligible to participate in a Stanford University sponsored medical plan. If you participate in the medical plan, you and the University share in the cost of your coverage. Your share of the cost is paid with before-tax dollars. 

If you choose not to participate in a Stanford University plan and you buy insurance in the Marketplace, you will be responsible for paying the entire premium yourself with after-tax dollars.

What this means for you 

  • Stanford has you and your family covered. As a benefits-eligible employee, you and your eligible dependents have access to health care coverage through Stanford University.
  • We’ll keep you updated. As we get updates, we’ll provide resources and support to help you understand the impact of health care reform and to feel confident about your personal coverage decisions.


Call 800-318-2596 (TTY: 855-889-4325) or visit