2022 Retiree Open Enrollment Resources
Open Enrollment is your annual opportunity to review your coverage for the upcoming year. If you are a retiree and you don’t plan to make changes for 2022, no action is needed—your current selections will roll over for the upcoming year at the new rates, as long as you remain eligible for the plan.
If you do make changes, they will go into effect on Jan. 1, 2022.
Keep in mind your next opportunity to make changes to your benefits will be next year’s Open Enrollment unless you experience a qualifying life event.
What’s Staying the Same for Retirees in 2022
All of the same health plans will be available for 2022. This includes two Medicare Advantage plans and two Medicare Supplement plans for retirees and dependents who are Medicare eligible, and the same four plans for retirees who are not yet Medicare eligible (the same plans as active employees).
The same dental and vision plan are also available.
- Are you thinking about changing plans this year?
Read about the plans and the process for enrolling or disenrolling from a Medicare Advantage plan.
- Approaching age 65?
There are some things you should know about changing your benefits.
- Are you in a "split family"?
Learn your options when some covered family members are Medicare eligible and some are not yet.
- Have you set up Medicare Crossover Billing?
Streamline your claims processing with Crossover Billing.
Your Benefits in 2022
Online-Only Open Enrollment information sessions
When to expect new plan ID cards
Medical carriers are now required to include plan deductibles and out-of-pocket maximum limits on ID cards. Beginning Jan. 1, 2022, you may access a digital copy of your ID card in your member portal. If you enroll in a new plan, you will receive an ID card in the mail by Jan. 1, 2022. All Health Net members will be issued new physical ID cards. Delta Dental and VSP don’t issue cards at all.
Infertility benefit enhancements
Beginning Jan. 1, pre-65 retirees and covered dependents will no longer need a diagnosis of medically infertile to quality for infertility benefits and services under all Stanford medical plans. This enhancement provides LGBTQ+ retirees and their spouse or domestic partners with access to infertility services. This change does not apply to Medicare plans because they are governed by the federal Department of Health and Human Services and administered by the Centers for Medicare and Medicaid Services.
Retiree Health Plan Premiums
- Legacy Retiree Rates: For anyone who qualified to retire on or before Dec. 31, 2005 or who was in a benefits-eligible position, at least age 55 and within 5 years of becoming an official retiree on Dec. 31, 2005.
- Cardinal Retiree Rates: For anyone who qualified to retire on or before December 31, 2005.
- Cardinal Retiree Contribution Worksheet
- Retiree Dental and Vision Rates
Learn More About Your Plan
In lieu of an Open Enrollment fair this year, our plans have provided a deeper dive into the many resources for you and your family.
- Blue Shield COVID-19 Resources (website)
- Kaiser Stress Management November & December Webinars (flier)
- Kaiser Silver & Fit Exercise and Health Aging Program (flier)
- Health Net Silver & Fit Exercise and Health Aging Program (flier)
- SHCA/Aetna: Know Your Options When You Need Care (flier)
- Aetna's Parent Guide for Understanding Teen Suicide Risk (booklet)
- Kaiser's 2021 Transgender Care & Coverage (flier)
- Kaiser's National Transgender Resource Guide (booklet)
- Delta Dental: Relax for a Better Smile (flier)
Retiree Health Plan Documents
Non-Medicare Plans for Retirees Under Age 65
Help: Making Changes in My Benefits
Having trouble logging in? Here are some helpful hints.
- Retirees: Can't remember your login to My Benefits? Your username is your SUNet ID (if it's fewer than 8 digits, add zeros to the front to make it 8 digits). If you can't remember your SUNet ID, call the University HR Service Team at 877-905-2985 or 650-736-2985, Monday to Friday, 8 a.m. to 5 p.m. PT (except during holidays).
- How do I know if I'm done making elections? You can make elections as many times as you need to during Open Enrollment. The My Benefits portal will have a yellow bar for the Open Enrollment event posted for the entire three-week period. When you hit "Submit" you will see a screen that shows your Confirmation Number. You should also receive an email confirmation within 24 hours. Because you can return and make changes multiple times until Open Enrollment closes, you will receive a confirmation email every time you hit "Submit."
- Don't wait until the last day! Due to the high volume of requests that occur during this time, the University HR Service Team has enlisted support from an off-site team to ensure continuous high-quality service and fast response times. By logging into the My Benefits portal, you can submit an online request for assistance. Or you can call: 877-905-2985, Monday to Friday, 8 a.m. to 5 p.m. PT.