2023 Retiree Open Enrollment Resources
Compare Medical Plans & Costs
Active employees and official retirees can use this tool to compare medical benefits, as well as plan costs.
Find More Information
Open Enrollment is your annual opportunity to review your coverage for the upcoming year. If you are a retiree and you don’t plan to make changes for 2023, no action is needed—your current selections will rollover for the upcoming year at the new rates, as long as you remain eligible for the plan.
If you do make changes, they will go into effect on Jan. 1, 2023.
Keep in mind that you will not be able to make changes to your benefits until next year’s Open Enrollment unless you experience a Qualifying Life Event.
What’s staying the same for retirees in 2023
All of the same health plans will be available for 2023. This includes two Medicare Advantage plans and two Medicare Supplement plans for retirees and dependents who are Medicare eligible, and the same four plans for retirees who are not yet Medicare eligible (the same plans as active employees).
The same dental and vision plan are also available.
Learn more about your costs for medical coverage and find help choosing the right medical plan for your family:
Retiree Open Enrollment eGuidebookView the Retiree Health Plan Rates for 2023
Your Benefits in 2023
Your cost for coverage
Your cost for coverage may be changing. While we work to keep plan premiums low, the rising cost of health care is impacting the cost for some of our plans. For the Kaiser Permanente Senior Advantage plan, rates are decreasing, the individual out-of-pocket maximum is also dropping from $1,500 to $1,000, and the family out-of-pocket maximum is dropping from $3,000 to $2,000. This will continue to be the lowest-cost plan. Review the full 2023 plan rates for details.
Kaiser Senior Advantage plan enhancements
The Kaiser Senior Advantage plan is adding several services that make accessing care easier. Beginning in 2023, over-the-counter health and wellness products and prescriptions as well as fresh, healthy meals following an inpatient stay at a hospital or skilled nursing facility can be delivered to your door, at no cost. You can also get a free ride to and from appointments. The plan covers up to 24 one-way trips (50 miles per trip) per calendar year.
The VSP frame allowance is increasing from $150 to $200, plus you will receive a 20% discount on the amount over $200.
Help: Making changes in My Benefits
Having trouble logging in? Here are some helpful hints.
- Retirees: Can't remember your login to My Benefits? Your username is your SUNet ID (if it's fewer than 8 digits, add zeros to the front to make it 8 digits). If you can't remember your SUNet ID, call the University HR Service Team at 877-905-2985 or 650-736-2985, Monday to Friday, 8 a.m. to 5 p.m. PT (except during holidays).
- How do I know if I'm done making elections? You can make elections as many times as you need to during Open Enrollment. The My Benefits portal will have a yellow bar for the Open Enrollment event posted for the entire three-week period. When you hit "Submit" you will see a screen that shows your Confirmation Number. You should also receive an email Confirmation within 24 hours. Because you can return and make changes multiple times until Open Enrollment closes, you will receive a Confirmation email every time you hit "Submit."
- Avoid the long phone wait time! Due to the high volume of requests that occur during this time, the University HR Service Team has enlisted support from an off-site team to ensure you receive high-quality service and fast response times. Log into the My Benefits portal to submit a request for assistance. Or you can call: 877-905-2985, Monday to Friday, 8 a.m. to 5 p.m. PT.
Are you thinking about changing plans this year?
Read about the plans and the process for enrolling or disenrolling from a Medicare Advantage plan.
Are you in a "split family"?
Learn your options when some covered family members are Medicare eligible and some are not yet.
Approaching age 65?
There are some things you should know about changing your benefits.
Have you set up Medicare Crossover Billing?
Streamline your claims processing with Crossover Billing.