Open Enrollment

Compare Medical Plans & Costs

Active employees and official retirees can use this tool to compare medical benefits, as well as plan costs.

Find More Information

Open Enrollment is your chance to change plans, enroll for coverage, re-elect a health savings account (HSA) or flexible spending account (FSA), and add or drop dependents from coverage. Select your 2024 benefits from Oct. 23 through Nov. 10 at My Benefits. The choices you make during Open Enrollment are effective Jan. 1, 2024 and cannot be changed unless you have a qualifying life event.

Jump to the section of your choice:
What's Changing
Upcoming Events
Reminders
Resources

Open Enrollment information for:

Remote employees

Retirees

What's Changing in 2024?

This year, we are making significant enhancements to your plans. Learn what’s changing and explore your health and financial benefits to choose what works best for you for 2024.

Read through the changes on Cardinal at Work View employee contribution rates

Attend an Open Enrollment Event

Learn about the upcoming plan changes and get your questions answered by attending:

A virtual Town Hall for an overview of Open Enrollment and your benefits options. The one-hour session includes a Q&A with the Stanford Benefits team.
An in-person Open Enrollment Fair to talk to the Benefits team and vendors.

Open Enrollment Reminders

Every year, you must renew the HSA and FSAs, and re-apply for the Medical Contribution Assistance Program (MCAP). These benefits do not automatically roll over.
Employees who don’t need medical coverage through Stanford in 2024 may waive coverage during Open Enrollment.
If you plan to enroll in critical illness insurance, keep in mind that if you receive a diagnosis before your coverage goes into effect, that illness will not be covered. For example, if you are diagnosed with cancer this year and elect critical illness coverage to begin in 2024, you will not be eligible to receive a benefit for cancer. Please read the plan documents to be informed of the exclusions before enrolling in this plan.
If you currently have supplemental life insurance between one and three times your salary and are not at the maximum amount of $1,500,000, you can increase coverage by one level without submitting evidence of insurability (EOI). If you are newly electing supplemental life insurance, you must submit an EOI.
Getting a flu shot each year helps you stay healthy and safe. Stanford offers flu shot clinics on campus at no cost to employees. You can also receive a free flu shot at your primary care physicianʼs office. View the schedule on Environmental Health & Safety.

Making Informed Decisions Matters

Choosing a medical plan is an important decision, and your choice lasts the entire year. Check out the available tools and resources on Cardinal at Work to help you decide which plan is best for you. Also, learn where you can go for care depending on your medical needs, so you can save time and money.