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Long-Term Disability Insurance (LTD)

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Long-Term Disability Insurance pays a monthly benefit in the event of long-term illness or injury.


  • All benefits-eligible employees

NOTE: Temporary employees are not eligible for this plan.

Plan Information

  • You do not need to enroll for this plan; all benefits-eligible employees are eligible for coverage starting on the date of employment
  • Benefits begin after you have been unable to work for 90 days
  • Monthly disability check up to 66 2/3 percent of your salary to a maximum monthly benefit of $25,000
  • The benefits under this plan are taxable, plus other forms of income may reduce the LTD benefits you receive
  • Staff may receive a reduced Stanford paycheck using the remainder of your sick, vacation, PTO or floating holiday accrual on the 7th and 22nd of each month
  • Faculty, contact your Faculty Affairs Officer or Human Resources Manager to see if other benefits are available

Long-Term Disability (LTD) Plan Summary

Long-Term Disability Terminated (LTD Term) Brochure

Long-Term Disability Terminated (LTD Term) Rates:  

Frequently Asked Questions

Learn more about Long-Term Disability Insurance by reviewing Frequently Asked Questions.

View full FAQ for Staff

View full FAQ for Faculty