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Pet Insurance

Pets are family, too. Stanford now offers benefits-eligible employees a benefit to help cover injuries, illness, and wellness care for dogs, cats, birds and exotic pets.

Stanford has teamed up with Nationwide Insurance to offer benefits-eligible employees coverage for their dogs, cats, birds and exotic pets. Under Nationwide’s plans, you can choose from two available plans; My Pet Protection and My Pet Protection with Wellness. Additionally, you can continue to see your family vet because this insurance is accepted by veterinarians worldwide.

Plan Choices

Cardinal at Work pet parents who are active, benefits-eligible employees now have two Nationwide Insurance plans to choose from. Plan prices for Stanford employees include a 5% discount; if you have multiple pets, you may qualify for discounts of up to 15%. All plans include a 10-day, 100% money-back guarantee from Nationwide. Premiums are based on age of pet, species, size (as an adult) and state of residence; unfortunately, you cannot insure a pet with a pre-existing condition.

Plan Plan Detail Pricing
My Pet Protection Covers accidents, common illnesses, serious/chronic illnesses, hereditary conditions, procedures, hospitalizations and prescription medication. $250 annual deductible; $7,500 maximum annual benefit. 
My Pet Protection with Wellness Covers accidents, common illnesses, serious/chronic illnesses, hereditary conditions, procedures, hospitalizations and prescription medication.  Includes wellness exams, vaccinations, and flea/heartworm prevention $250 annual deductible for medical claims, $7,500 maximum annual benefit. 

Download the Pet Insurance flyer

To Enroll in Pet Insurance

  • Visit:

  • Or, call 877-738-7874 and mention you are a benefits-eligible employee at Stanford University to receive the discount on their policy.

Pet Insurance FAQ

A pet insurance policy can help you plan for your pet’s healthcare—and offset costs for routine care and unexpected illness or injury. 

Choose a complete care plan or go à la carte with medical or wellness coverage. Pet insurance policies reimburse eligible veterinary expenses based on your plan’s coverage. Premiums and annual deductibles will vary by plan.

Absolutely. You're free to visit any licensed veterinarian, anywhere in the world—even specialists and emergency providers. 

Most pet insurers don't cover taxes, waste, grooming, boarding, or pre-existing conditions.

No. You’re free to visit any vet and choose the course you feel is best for your pet. Simply pay your veterinarian at the time of treatment and send Nationwide the invoice for reimbursement. They’ll send you a reimbursement check less any applicable deductible. *
*Items such as grooming, tax, waste disposal, boarding, or pre-existing conditions are not eligible for coverage. See Nationwide’s policy documents for a complete list of exclusions. 
As a Stanford employee you may enroll for pet insurance regardless of the age of your pet.  Coverage will not be dropped due to your pet's age once you enroll for a plan.
No. We don't think it's fair to penalize you if your pet gets sick or hurt. So, go ahead and get your pet the care that he needs, as often as he needs it—it won't affect your premium.
Pre-existing conditions aren’t covered by any pet insurer. Enroll pets when they’re young and healthy to help ensure maximum coverage at a lower cost.