Health & Wellness
Discover what's new for Stanford benefits in 2024.
Our high-quality health care and life insurance options are as diverse as the Stanford workforce, and reflective of their needs.
Medical Plans
Stanford’s medical plans for active employees have two types of fee structures. Each type of plan is compatible with a tax-advantaged savings or spending account you may use to pay for eligible medical expenses.
Plans with a Copay
You pay a fixed fee when you use services. For services to be covered, you must stay “in network.”
Kaiser HMO | Stanford Health Care Alliance | Trio
Plans with a Deductible
You pay the cost of your services until you meet a deductible and then the plan begins to share the costs with “co-insurance.” You can see any provider but will save more when you stay “in network.”
Dental & Vision Plans
Delta Dental Plans
We provide a choice of two Delta Dental plans to meet your family’s needs. Compare coverage and costs for services.
Learn More about Dental PlansVision Plan
Health plans cover basic eye exams. For more eye care benefits, including coverage for glasses and contacts, consider adding the VSP plan to your coverage.
Learn More about Vision PlansHealth Savings & Spending Accounts
Health Savings Account (HSA)
When you are enrolled in the Healthcare + Savings Plan or ACA Basic High Deductible plan you can reimburse yourself for eligible medical expenses with your before-tax dollars and, if eligible, a university contribution.
Learn More about HSAFlexible Spending Accounts (FSAs)
Set aside before-tax dollars to pay for eligible medical expenses through a health care FSA. Stanford also provides a dependent day care FSA limited to expenses related to dependent care.
Learn More about FSAsLife & Accident Insurance
Basic & Supplemental Life Insurance
As a Stanford employee, you are automatically enrolled in basic life insurance. You can purchase supplemental life insurance for yourself or a dependent.
Learn More about Life InsuranceCritical Illness Insurance
An unexpected medical event could be costly. We offer an optional benefit to ease the burden of expenses not typically covered by health or disability plans.
Learn More about Critical Illness InsuranceAccidental Death & Dismemberment (AD&D)
In addition to life insurance, AD&D can be an effective way to purchase substantial amounts of additional coverage at a reasonable cost, using before-tax dollars.
Learn More about AD&DWellness
BeWell
Get personalized wellness services and take a variety of wellness classes while earning financial incentives and exclusive perks.
Learn More about BeWellMental Health & Substance Abuse
Mental health coverage is essential to you and your family’s overall wellness, so Stanford provides a unique “non-network benefit” through its health plans. Plus, you have access to the Faculty Staff Help Center.
View Mental Health CoverageTraveling & Working Abroad
Traveling Abroad
Learn what your medical plan will cover when you travel internationally.
Learn More about Traveling AbroadStanford Benefits Travel Checklist
Actions you should take before you leave home.
View ChecklistCigna Short-Term International Plan
If you are on U.S. payroll but plan to work abroad for 180 days or less, you can temporarily enroll in this plan.
Learn More about Cigna Plan