Critical Illness Insurance Resources
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Stanford offers an optional benefit administered by MetLife to ease the burden of expenses not typically covered by health or disability plans.
Plan Documents
Critical Illness Insurance Summary of Benefits Coverage (short document)
An SBC is an overview of plan benefits, deductibles, copays and coverage levels for a variety of commonly-used medical treatments and services.
Critical Illness Insurance Outline of Coverage (OOC) (long document)
An SPD or OOC is the official, detailed plan document for each plan outlining information about eligibility; costs and cost sharing; included and excluded services; claims process; procedures for filing grievances, complaints and appeals.
Plan Forms & Resources
- Critical Illness Regulatory Disclosures
- Metlife's website for Stanford employees
- Rate chart (for smokers and non-smokers)
- Health Screening Benefit